Aro puts the power back in your hands by using data to accurately match you with loan and credit card offers that are right for you.
Personalised credit options tailored to you
Checking your eligibility won't impact your credit score
Compare 50+ lenders at once
Aro is a credit broker, not a lender. If you take out a product or are introduced to a partner, we will receive commission from that partner, for more information see our terms & conditions.
Doing the right thing is our number one thing. Our commitment to putting customers first is unmatched.
We do the hard work for you. Search over 50 UK lenders, and if you’re eligible, we’ll pinpoint the exact right borrowing option to match you with.
Check my eligibilityAs a credit broker, currently we have over 50+ UK lenders, credit card providers and specialist car finance brokers that we can check your eligibility against.
No, checking your eligibility won't impact your credit score. At Aro, we only use a soft credit check to match you with accurate borrowing options. This means that when you look for a loan, credit card or car finance through us, the search on your credit file won't be visible to anyone but you.
If you do choose to proceed with a lender, the lender may run a hard credit check to make their final decision.
Essentially, this all comes down to you and your situation. If you have a lower credit score or are already responsible for a number of credit repayments, you might find that the maximum amount you're eligible to borrow is a bit less.
That said, typically personal loans range from £500 to £35,000 over terms of 1 to 7 years. If you're a homeowner, you could also think about a homeowner loan. Homeowner loans tend to range from £5,000 to £500,000+ over terms of 1 to 30 years.
For credit cards, all cards come with a minimum and maximum credit limit. The credit limit you're offered will depend on your personal circumstances. If you're not offered the maximum credit limit straight away, your credit card provider could increase your credit limit in the future.
If you're searching for car finance, Aro can help you compare both hire purchase (HP) and personal contract purchase (PCP) agreements. Our car finance options could help you borrow up to £200,000 over terms of 1 to 6 years.
The rate or APR you're offered by lenders on a loan will be based on both your credit history and personal circumstances.
At Aro, we precisely assess all of your borrowing needs. Then, we use your data to match you with the best products for you and your finances. We also clearly indicate when a rate is real (guaranteed) or representative (advertised).
This means you're clear on what rate you can expect before you proceed with a lender.
Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Find personal loans from £500 to £50,000 over a minimum of 1 year to a maximum of 8 years, with interest rates ranging from 8.3% APR to 252.6% APR.
Representative example: 48.8% APR Representative based on a loan of £7,500 repayable over 60 months at an interest rate of 48.8% pa (fixed). Monthly repayment of £335.71. Total amount repayable is £20,142.53. APR calculation 1st July 2024 to 31st December 2024.
